Advice from debt credit counseling agencies

Call the housing authority for help in finding a legitimate in-person credit counseling agency near you. Their counselors are certified and trained in areas of consumer credit, money & debt management, and budgeting. Universities, military bases, credit unions, housing authorities and branches of the U.S. Cooperative Extension Service operate nonprofit credit counseling programs.

Resources – your financial institution, local consumer protection agency, friends & family Credit Counseling Organizations & advise you on managing your money and debts, help you develop a budget, offer free educational materials and workshops, discuss your entire financial situation with you, and help you develop a personalized plan